Towne & Country Mortgage has helped us refinance our house twice. The first time we were able to lower our interest rate and also finance a neighboring parcel of land. Debbie was wonderful at explaining the ins and outs of all the transactions involved.

On the second refinancing, Debbie found us a type of loan that we didn't even know existed! We again lowered our interest rate, but we still have a payment we're comfortable with. Because we own a business, sometimes that can complicate matters, but again Debbie told us what we needed and guided us through the process. Everything went perfectly and there were no stressful moments. We can't say enough about the great service we've received from Towne & Country Mortgage!

 - James Byrd &
   Susan Daffron
 Logical Expressions,
   Inc.


 

 

 

 

About Us

Towne and Country Mortgage is owned by Bob and Debbie Dezell, who bring many years of experience in finance, real estate, and lending to the business.

Bob worked in financing and real estate and Debbie held positions in financing, title and escrow, and mortgage lending before the couple formed Towne and Country Mortgage in 1998. At the time, they felt there was a need for an alternative broker in the area with a company focus on honest, personal service for home buyers.

Quality of Life

Bob and Debbie moved to the Sandpoint area in 1991. Although many people have pointed out that they could "make a lot more money" being mortgage brokers in other areas, they love the quality of life and small town atmosphere Sandpoint offers and have no plans to move.

When they aren't working, they enjoy golfing, shooting skeet, trap, and sporting clays, boating, skiing, snow shoeing and hiking.

Philosophy

At Towne and Country Mortgage, our goal is to be sure that the loan product we provide for our client is the absolute best for that particular client and that their loan is fully and completely processed so that there are no surprises at the closing table. We pride ourselves on getting our clients to their closing date in a timely manner.

Our Office

The key to our business is service and communication. When you call during business hours, you can expect to talk to a human being; you won't be dumped into a big-company voice mail labyrinth.

Our office is conveniently located downtown in the Old Powerhouse building (120 East Lake Street, Suite #209). You can reach us at our office number 208-263-1997 or toll free at 1-888-263-1997.

 

 

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equal opportunity lender   Towne & Country Mortgage is an Equal Housing Lender. Rates and programs are subject to change.