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As a single mother of two I had been renting for a while. I wanted to buy a house, but I had not done that on my own before and wasn’t confident that I even could. I made a New Years resolution to my kids to pursue it, so, I went to see Bob at Towne and Country Mortgage.
From our very first meeting, there wasn’t a doubt in his mind that he could help me make my dream of homeownership a reality. Getting approved and funded was so simple and fast I couldn’t believe it! Bob was my advocate through the whole process. My kids couldn’t even believe how quickly it happened – Bob is their hero now! He and Debbie cheered me on the whole way and helped me keep my promise to my kids.
It was such a positive and rewarding experience, we feel like hugging Bob every time we see him!
- Dyno, Peik &
Lani Wahl
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Mortgage Products
At Towne and Country Mortgage, we offer a wide variety of loan products. No matter what you are trying to do or what your credit rating is, we can probably find a loan to fit your situation. Let us help make your dreams come true!
Because we work with such a wide variety of lenders, we often can find you a great loan at a competitive rate.
We offer:
- Home Loans: 30-year, 15-year, 10-year and loans, along with more uncommon loans such as 40-year or 20-year loans. We offer both fixed and variable rate options.
- Conventional and Jumbo Loans: Loans below $416,999 are considered "conventional" loans. Jumbo loans are loans for amounts more than $417,000. We can work with you on a wide range of loan amounts.
- Refinancing: Pull cash out from the equity you've built, or just get a better rate on your mortgage to lower your current payment.
- Adjustable Rate Mortgages (ARMs): We have a wide variety of adjustable rate mortgages, including 3-1, 5-1, 7-1, 10-1, and other fixed-to-ARM options. With our wide range of lenders, we can offer interest-only products and pay-option ARMs (with multiple monthly payment options to choose from).
- Construction Loans: Get a loan to build your next home. Or if you've found the perfect "North Idaho Special" unfinished home, we can help you get the loan to finish your dream house.
- Lot Loans: Looking for vacant land to invest or build on? We have a number of financing options.
- Home Equity Lines of Credit (HELOC): Take the equity from your home and use it to pay off debt or finance home improvements. Or use it to buy a large-ticket item and write off the interest (see your tax professional for more information and advice).
- Private Lenders: If you have a particularly unusual or difficult lending situation, we have access to a number of "private" lenders, in addition to more conventional financing.
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Towne & Country Mortgage is an Equal Housing Lender. Rates and programs are subject to change.